Share of adults with an account at a financial institution in Poland

Poland: Share of adults with an account at a financial institution was 86.1% in 2024. ▲ Rising

Latest (2024)
86.1%
Change on year
down 10.0%
World rank
45th
of 115 countries
All-time high
95.7%
in 2021
All-time low
70.2%
in 2011
Years of data
5
2011–2024

Share of adults with an account at a financial institution in Poland, 2011–2024

0204060801002011201720242011: 70.2 % age 15+2014: 77.9 % age 15+2017: 86.7 % age 15+2021: 95.7 % age 15+2024: 86.1 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

The most recent figure for share of adults with an account at a financial institution in Poland is 86.1%, measured in 2024.

The figure is down 10.0% on the previous year and up 10.6% over ten years.

Over the whole period, share of adults with an account at a financial institution in Poland peaked at 95.7% in 2021 and was at its lowest, 70.2%, in 2011.

That places Poland 45th out of 115 countries with data for 2024, putting it in the middle of the range.

Averages by decade

DecadeAverage LowestHighest Years
2010s 78.3% 70.2% 86.7% 3
2020s 90.9% 86.1% 95.7% 2

Countries ranked near Poland

  1. 42 Kazakhstan 87.0% compare
  2. 43 Hungary 87.0% compare
  3. 44 Brazil 86.4% compare
  4. 46 Italy 86.0% compare
  5. 47 Chile 85.1% compare
  6. 48 Bulgaria 84.7% compare

See the full ranking of 115 places →

More reference data data for Poland

All data for Poland →

Frequently asked questions

What is share of adults with an account at a financial institution in Poland?
Share of adults with an account at a financial institution in Poland was 86.1% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in Poland?
The highest recorded value was 95.7% in 2021.
What is the lowest share of adults with an account at a financial institution recorded in Poland?
The lowest recorded value was 70.2% in 2011.
How does Poland rank for share of adults with an account at a financial institution?
Poland ranks 45th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in Poland?
Over the last ten years it is up 10.6%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).

About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.