Share of adults with an account at a financial institution in North Macedonia

North Macedonia: Share of adults with an account at a financial institution was 84.3% in 2024. ▲ Rising

Latest (2024)
84.3%
Change on year
down 1.2%
World rank
49th
of 115 countries
All-time high
85.3%
in 2021
All-time low
71.8%
in 2014
Years of data
5
2011–2024

Share of adults with an account at a financial institution in North Macedonia, 2011–2024

0204060802011201720242011: 73.7 % age 15+2014: 71.8 % age 15+2017: 76.6 % age 15+2021: 85.3 % age 15+2024: 84.3 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in North Macedonia stood at 84.3%.

The figure is down 1.2% on the previous year and up 17.3% over ten years.

Over the whole period, share of adults with an account at a financial institution in North Macedonia peaked at 85.3% in 2021 and was at its lowest, 71.8%, in 2014.

North Macedonia ranks 49th of 115 countries on this measure, in the middle of the range.

Averages by decade

DecadeAverage LowestHighest Years
2010s 74.0% 71.8% 76.6% 3
2020s 84.8% 84.3% 85.3% 2

Countries ranked near North Macedonia

  1. 46 Italy 86.0% compare
  2. 47 Chile 85.1% compare
  3. 48 Bulgaria 84.7% compare
  4. 50 Serbia 83.3% compare
  5. 51 Argentina 81.7% compare
  6. 52 Sri Lanka 81.7% compare

See the full ranking of 115 places →

More reference data data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is share of adults with an account at a financial institution in North Macedonia?
Share of adults with an account at a financial institution in North Macedonia was 84.3% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in North Macedonia?
The highest recorded value was 85.3% in 2021.
What is the lowest share of adults with an account at a financial institution recorded in North Macedonia?
The lowest recorded value was 71.8% in 2014.
How does North Macedonia rank for share of adults with an account at a financial institution?
North Macedonia ranks 49th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in North Macedonia?
Over the last ten years it is up 17.3%. The long-run trend across the full record is rising.
Where does this North Macedonia data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.