Share of adults with an account at a financial institution in Ghana
Ghana: Share of adults with an account at a financial institution was 81.2% in 2024. ▲ Rising
Share of adults with an account at a financial institution in Ghana, 2011–2024
Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.
Analysis
In 2024, share of adults with an account at a financial institution in Ghana stood at 81.2%. That is the highest value across all 5 years on record.
Compared with earlier readings it is up 19.1% on the previous year and up 100.6% over ten years.
Over the whole period, share of adults with an account at a financial institution in Ghana peaked at 81.2% in 2024 and was at its lowest, 29.4%, in 2011.
Ghana ranks 54th of 115 countries on this measure, in the middle of the range.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 42.5% | 29.4% | 57.7% | 3 |
| 2020s | 74.7% | 68.2% | 81.2% | 2 |
Countries ranked near Ghana
More reference data data for Ghana
- Spring temperature anomalies -0.2851 °C (2026)
- Summer temperature anomalies -0.0419 °C (2026)
- Temperature anomalies by month 0.8532 °C (2026)
- Universal right to vote in practice 2 (2025)
- Autumn temperature anomalies 0.3544 °C (2025)
- Winter temperature anomalies 0.6214 °C (2025)
- Consumer price index 855.78 2010 = 100 (2025)
- Universal right to vote 2 (2025)
- Competitive elections 1 (2025)
- Men's universal right to vote 1 (2025)
Frequently asked questions
- What is share of adults with an account at a financial institution in Ghana?
- Share of adults with an account at a financial institution in Ghana was 81.2% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
- What is the highest share of adults with an account at a financial institution recorded in Ghana?
- The highest recorded value was 81.2% in 2024.
- What is the lowest share of adults with an account at a financial institution recorded in Ghana?
- The lowest recorded value was 29.4% in 2011.
- How does Ghana rank for share of adults with an account at a financial institution?
- Ghana ranks 54th out of 115 countries with data for 2024.
- Is share of adults with an account at a financial institution rising or falling in Ghana?
- Over the last ten years it is up 100.6%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.
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About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.