Share of adults with an account at a financial institution in Ghana
Ghana: Share of adults with an account at a financial institution was 81.2% in 2024. ▲ Rising
Share of adults with an account at a financial institution in Ghana, 2011–2024
Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.
Analysis
In 2024, share of adults with an account at a financial institution in Ghana stood at 81.2%. That is the highest value across all 5 years on record.
Compared with earlier readings it is up 19.1% on the previous year and up 100.6% over ten years.
Over the whole period, share of adults with an account at a financial institution in Ghana peaked at 81.2% in 2024 and was at its lowest, 29.4%, in 2011.
Ghana ranks 54th of 115 countries on this measure, in the middle of the range.
Share of adults with an account at a financial institution in Ghana, year by year
| Year | % age 15+ | Change |
|---|---|---|
| 2011 | 29.4% | — |
| 2014 | 40.5% | +37.7% |
| 2017 | 57.7% | +42.5% |
| 2021 | 68.2% | +18.2% |
| 2024 | 81.2% | +19.1% |
Ghana compared with similar countries
- Ghana's 81.2% is above the median for lower middle income countries, which is 56.2%, 1.4× the median. (28 countries reporting)
- Ghana's 81.2% is above the median for Sub-Saharan Africa, which is 56.5%, 1.4× the median. (26 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 42.5% | 29.4% | 57.7% | 3 |
| 2020s | 74.7% | 68.2% | 81.2% | 2 |
Countries ranked near Ghana
More reference data data for Ghana
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 0.2805 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 1.89 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 2.69 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 0.1989 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 2.69 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 0.9405 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 0.9478 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 8.22 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 12.64 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 1.08 (2050)
Frequently asked questions
- What is share of adults with an account at a financial institution in Ghana?
- Share of adults with an account at a financial institution in Ghana was 81.2% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
- What is the highest share of adults with an account at a financial institution recorded in Ghana?
- The highest recorded value was 81.2% in 2024.
- What is the lowest share of adults with an account at a financial institution recorded in Ghana?
- The lowest recorded value was 29.4% in 2011.
- How does Ghana rank for share of adults with an account at a financial institution?
- Ghana ranks 54th out of 115 countries with data for 2024.
- Is share of adults with an account at a financial institution rising or falling in Ghana?
- Over the last ten years it is up 100.6%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).
About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.