12_Liabilities to BIS banks (cons.), short term, annual growth rate in Ghana

Ghana: 12_Liabilities to BIS banks (cons.), short term, annual growth rate was -15.45 % change on previous year in 2025. ◆ Volatile

Latest (2025)
-15.45 % change on previous year
Change on year
up 64.6%
World rank
169th
of 208 countries
All-time high
61.32 % change on previous year
in 1996
All-time low
-43.67 % change on previous year
in 2024
Years of data
35
1991–2025

12_Liabilities to BIS banks (cons.), short term, annual growth rate in Ghana, 1991–2025

-50-25025501991200820251991: -0.847 % change on previous year1992: 17.5 % change on previous year1993: 21.8 % change on previous year1994: 16.1 % change on previous year1995: -10.3 % change on previous year1996: 61.3 % change on previous year1997: -20.4 % change on previous year1998: 17.2 % change on previous year1999: 10.9 % change on previous year2000: 14.8 % change on previous year2001: -15.7 % change on previous year2002: -25.9 % change on previous year2003: 45.3 % change on previous year2004: 10.9 % change on previous year2005: 9.5 % change on previous year2006: -0.951 % change on previous year2007: 11.2 % change on previous year2008: 56.2 % change on previous year2009: 2.1 % change on previous year2010: 36.3 % change on previous year2011: 16.5 % change on previous year2012: 17.1 % change on previous year2013: 40.6 % change on previous year2014: -1.8 % change on previous year2015: -7.7 % change on previous year2016: -12.3 % change on previous year2017: 18.4 % change on previous year2018: 4.9 % change on previous year2019: 51.6 % change on previous year2020: -11.7 % change on previous year2021: 22.6 % change on previous year2022: 9.5 % change on previous year2023: -30.6 % change on previous year2024: -43.7 % change on previous year2025: -15.4 % change on previous year

Source: Statizoid (derived). Measured in % change on previous year.

Analysis

Ghana recorded -15.45 % change on previous year for 12_liabilities to bis banks (cons.), short term, annual growth rate in 2025.

That represents a change of up 64.6% on the previous year and down 100.7% over ten years.

Over the whole period, 12_liabilities to bis banks (cons.), short term, annual growth rate in Ghana peaked at 61.32 % change on previous year in 1996 and was at its lowest, -43.67 % change on previous year, in 2024.

Ghana ranks 169th of 208 countries on this measure, in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

12_Liabilities to BIS banks (cons.), short term, annual growth rate in Ghana, year by year

Annual values for 12_Liabilities to BIS banks (cons.), short term, annual growth rate in Ghana, 1991 to 2025.
Year % change on previous year Change
1991 -0.8475 % change on previous year
1992 17.52 % change on previous year -2167.5%
1993 21.82 % change on previous year +24.5%
1994 16.12 % change on previous year -26.1%
1995 -10.28 % change on previous year -163.8%
1996 61.32 % change on previous year -696.3%
1997 -20.43 % change on previous year -133.3%
1998 17.19 % change on previous year -184.1%
1999 10.86 % change on previous year -36.8%
2000 14.78 % change on previous year +36.1%
2001 -15.72 % change on previous year -206.4%
2002 -25.93 % change on previous year +65.0%
2003 45.32 % change on previous year -274.8%
2004 10.89 % change on previous year -76.0%
2005 9.52 % change on previous year -12.6%
2006 -0.9511 % change on previous year -110.0%
2007 11.25 % change on previous year -1282.7%
2008 56.23 % change on previous year +399.9%
2009 2.05 % change on previous year -96.4%
2010 36.27 % change on previous year +1667.6%
2011 16.46 % change on previous year -54.6%
2012 17.11 % change on previous year +3.9%
2013 40.56 % change on previous year +137.1%
2014 -1.83 % change on previous year -104.5%
2015 -7.7 % change on previous year +320.4%
2016 -12.29 % change on previous year +59.7%
2017 18.36 % change on previous year -249.3%
2018 4.92 % change on previous year -73.2%
2019 51.61 % change on previous year +949.7%
2020 -11.65 % change on previous year -122.6%
2021 22.6 % change on previous year -294.0%
2022 9.55 % change on previous year -57.8%
2023 -30.61 % change on previous year -420.5%
2024 -43.67 % change on previous year +42.7%
2025 -15.45 % change on previous year -64.6%

Ghana compared with similar countries

  • Ghana's -15.45 % change on previous year is below the median for lower middle income countries, which is 3.66 % change on previous year. (46 countries reporting)
  • Ghana's -15.45 % change on previous year is below the median for Sub-Saharan Africa, which is 10.37 % change on previous year. (48 countries reporting)

Biggest year-on-year movements

Years where 12_Liabilities to BIS banks (cons.), short term, annual growth rate in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1992 +2167.5% -0.8475 % change on previous year 17.52 % change on previous year
2010 +1667.6% 2.05 % change on previous year 36.27 % change on previous year
2007 +1282.7% -0.9511 % change on previous year 11.25 % change on previous year
2019 +949.7% 4.92 % change on previous year 51.61 % change on previous year

Averages by decade

DecadeAverage LowestHighest Years
1990s 12.59 % change on previous year -20.43 % change on previous year 61.32 % change on previous year 9
2000s 10.74 % change on previous year -25.93 % change on previous year 56.23 % change on previous year 10
2010s 16.35 % change on previous year -12.29 % change on previous year 51.61 % change on previous year 10
2020s -11.54 % change on previous year -43.67 % change on previous year 22.6 % change on previous year 6

Countries ranked near Ghana

  1. 166 Japan -14.66 % change on previous year compare
  2. 167 Turks and Caicos Islands -14.76 % change on previous year compare
  3. 168 Iraq -15.02 % change on previous year compare
  4. 170 Suriname -15.73 % change on previous year compare
  5. 171 Democratic Republic of Congo -15.85 % change on previous year compare
  6. 172 Mauritania -16.12 % change on previous year compare

See the full ranking of 208 places →

More reference data data for Ghana

All data for Ghana →

Frequently asked questions

What is 12_liabilities to bis banks (cons.), short term, annual growth rate in Ghana?
12_liabilities to bis banks (cons.), short term, annual growth rate in Ghana was -15.45 % change on previous year in 2025, according to Statizoid (derived).
What is the highest 12_liabilities to bis banks (cons.), short term, annual growth rate recorded in Ghana?
The highest recorded value was 61.32 % change on previous year in 1996.
What is the lowest 12_liabilities to bis banks (cons.), short term, annual growth rate recorded in Ghana?
The lowest recorded value was -43.67 % change on previous year in 2024.
How does Ghana rank for 12_liabilities to bis banks (cons.), short term, annual growth rate?
Ghana ranks 169th out of 208 countries with data for 2025.
Is 12_liabilities to bis banks (cons.), short term, annual growth rate rising or falling in Ghana?
Over the last ten years it is down 100.7%. The long-run trend across the full record is volatile.
Where does this Ghana data come from?
The figures come from Statizoid (derived), published as part of 12_Liabilities to BIS banks (cons.), short term, annual growth rate. Statizoid updates them automatically from the source API.

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12_Liabilities to BIS banks (cons.), short term, annual growth rate in Ghana. Statizoid, drawing on Statizoid (derived). Retrieved 21 September 2026, from https://reference.statizoid.com/stat/12-liabilities-to-bis-banks-cons-short-term-annual-growth-rate/ghana/

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<a href="https://reference.statizoid.com/stat/12-liabilities-to-bis-banks-cons-short-term-annual-growth-rate/ghana/">12_Liabilities to BIS banks (cons.), short term, annual growth rate in Ghana</a> — Statizoid

How this figure is calculated

The year-on-year percentage change in 12_Liabilities to BIS banks (cons.), short term. Computed from consecutive annual observations; years either side of a gap are skipped rather than bridged.

Computed from

Statizoid computes this series; the underlying measurements belong to the publishers named above. The arithmetic is applied to every country and year where both inputs report, and nothing is estimated unless the page says so.

About this data

Indicator
12_Liabilities to BIS banks (cons.), short term, annual growth rate
Unit
% change on previous year
Source
Statizoid (derived)
Licence
Derived by Statizoid from the sources named on the page
Coverage
208 places, 6,592 data points, 1991–2025
Last refreshed

The year-on-year percentage change in 12_Liabilities to BIS banks (cons.), short term. Computed from consecutive annual observations; years either side of a gap are skipped rather than bridged.