Germany vs Sub-Saharan Africa (excluding high income): Owns a debit card

Germany
94.8%
in 2024
Sub-Saharan Africa (excluding high income)
22.2%
in 2024
Germany rank
11th
Sub-Saharan Africa (excluding high income) rank
9th

Owns a debit card over time

  • Germany
  • Sub-Saharan Africa (excluding high income)
20406080100201120172024

How they compare

Germany currently reports 94.8% against 22.2% in Sub-Saharan Africa (excluding high income), a difference of 72.6%.

That makes Germany's figure about 4.3 times Sub-Saharan Africa (excluding high income)'s.

Across all 5 years both countries report, Germany has been ahead every year.

Germany ranks 11th and Sub-Saharan Africa (excluding high income) ranks 9th of 118 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Germany Sub-Saharan Africa (excluding high income) Difference Ahead
2010s 90.2% 16.7% 73.5% Germany
2020s 94.4% 21.0% 73.4% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a debit card, Germany or Sub-Saharan Africa (excluding high income)?
Germany, at 94.8% against 22.2% in Sub-Saharan Africa (excluding high income) as of 2024.
What is the difference in owns a debit card between Germany and Sub-Saharan Africa (excluding high income)?
72.6%, with Germany ahead.
How many years of comparable data are there for Germany and Sub-Saharan Africa (excluding high income)?
5 years are reported by both, from 2011 to 2024.
How do Germany and Sub-Saharan Africa (excluding high income) rank globally for owns a debit card?
Germany ranks 11th and Sub-Saharan Africa (excluding high income) ranks 9th of 118 countries.
Where does this data come from?
Global Findex Database, published as Owns a debit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs Sub-Saharan Africa (excluding high income): Owns a debit card. Statizoid, drawing on Global Findex Database. Retrieved 02 September 2026, from https://reference.statizoid.com/compare/owns-a-debit-card-percent-age-15/germany/sub-saharan-africa-excluding-high-income/

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<a href="https://reference.statizoid.com/compare/owns-a-debit-card-percent-age-15/germany/sub-saharan-africa-excluding-high-income/">Germany vs Sub-Saharan Africa (excluding high income): Owns a debit card</a> — Statizoid

About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)