Germany vs Lower middle income: Owns a debit card

Germany
94.8%
in 2024
Lower middle income
35.2%
in 2024
Germany rank
11th
Lower middle income rank
7th

Owns a debit card over time

  • Germany
  • Lower middle income
20406080100201120172024

How they compare

Germany currently reports 94.8% against 35.2% in Lower middle income, a difference of 59.6%.

That makes Germany's figure about 2.7 times Lower middle income's.

Across all 5 years both countries report, Germany has been ahead every year.

Germany ranks 11th and Lower middle income ranks 7th of 117 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Germany Lower middle income Difference Ahead
2010s 90.2% 20.4% 69.9% Germany
2020s 94.4% 31.6% 62.8% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a debit card, Germany or Lower middle income?
Germany, at 94.8% against 35.2% in Lower middle income as of 2024.
What is the difference in owns a debit card between Germany and Lower middle income?
59.6%, with Germany ahead.
How many years of comparable data are there for Germany and Lower middle income?
5 years are reported by both, from 2011 to 2024.
How do Germany and Lower middle income rank globally for owns a debit card?
Germany ranks 11th and Lower middle income ranks 7th of 117 countries.
Where does this data come from?
Global Findex Database, published as Owns a debit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs Lower middle income: Owns a debit card. Statizoid, drawing on Global Findex Database. Retrieved 17 August 2026, from https://reference.statizoid.com/compare/owns-a-debit-card-percent-age-15/germany/lower-middle-income/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
127 places, 635 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)