Poland vs Romania: Owns a credit card

Poland
20.3%
in 2024
Romania
22.2%
in 2024
Poland rank
13th
Romania rank
11th

Owns a credit card over time

  • Poland
  • Romania
0510152025201120172024

How they compare

Romania currently reports 22.2% against 20.3% in Poland, a difference of 1.9%.

That makes Romania's figure about 1.1 times Poland's.

The two have swapped places 1 time across 5 shared years of data; in 2011 it was Poland ahead.

Poland ranks 13th and Romania ranks 11th of 115 countries.

Poland has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Poland Romania Difference Ahead
2010s 17.0% 11.7% 5.3% Poland
2020s 22.4% 20.0% 2.4% Poland

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a credit card, Poland or Romania?
Romania, at 22.2% against 20.3% in Poland as of 2024.
What is the difference in owns a credit card between Poland and Romania?
1.9%, with Romania ahead.
How many years of comparable data are there for Poland and Romania?
5 years are reported by both, from 2011 to 2024.
How do Poland and Romania rank globally for owns a credit card?
Poland ranks 13th and Romania ranks 11th of 115 countries.
Where does this data come from?
Global Findex Database, published as Owns a credit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Poland vs Romania: Owns a credit card. Statizoid, drawing on Global Findex Database. Retrieved 17 August 2026, from https://reference.statizoid.com/compare/owns-a-credit-card-percent-age-15/poland/romania/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)