United Kingdom vs United States: Insurance indicators β€” Penetration

United Kingdom
11.75 Percentage of GDP
in 2024
United States
12.68 Percentage of GDP
in 2024
United Kingdom rank
6th
United States rank
3rd

Insurance indicators β€” Penetration over time

  • United Kingdom
  • United States
5101520198320032024

How they compare

United States currently reports 12.68 Percentage of GDP against 11.75 Percentage of GDP in United Kingdom, a difference of 0.93 Percentage of GDP.

That makes United States's figure about 1.1 times United Kingdom's.

The two have swapped places 6 times across 40 shared years of data; in 1985 it was United States ahead.

United Kingdom ranks 6th and United States ranks 3rd of 52 countries.

Across the 5 decades both report, United Kingdom averaged higher in 2 and United States in 3.

Head to head by decade

Decade United Kingdom United States Difference Ahead
1980s 4.29 Percentage of GDP 7.83 Percentage of GDP 3.54 Percentage of GDP United States
1990s 8 Percentage of GDP 9.81 Percentage of GDP 1.81 Percentage of GDP United States
2000s 14.69 Percentage of GDP 10.47 Percentage of GDP 4.22 Percentage of GDP United Kingdom
2010s 11.58 Percentage of GDP 11.04 Percentage of GDP 0.5427 Percentage of GDP United Kingdom
2020s 11.51 Percentage of GDP 12.16 Percentage of GDP 0.65 Percentage of GDP United States

Averages of every year both report within each decade.

Frequently asked questions

Which has higher insurance indicators β€” penetration, United Kingdom or United States?
United States, at 12.68 Percentage of GDP against 11.75 Percentage of GDP in United Kingdom as of 2024.
What is the difference in insurance indicators β€” penetration between United Kingdom and United States?
0.93 Percentage of GDP, with United States ahead.
How many years of comparable data are there for United Kingdom and United States?
40 years are reported by both, from 1985 to 2024.
How do United Kingdom and United States rank globally for insurance indicators β€” penetration?
United Kingdom ranks 6th and United States ranks 3rd of 52 countries.
Where does this data come from?
Organisation for Economic Co-operation and Development, published as Insurance indicators β€” Penetration. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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United Kingdom vs United States: Insurance indicators β€” Penetration. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 19 August 2026, from https://reference.statizoid.com/compare/insurance-indicators-penetration/united-kingdom/united-states/

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About this data

Indicator
Insurance indicators β€” Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.