Luxembourg vs United States: Insurance indicators β€” Penetration

Luxembourg
32.99 Percentage of GDP
in 2024
United States
12.68 Percentage of GDP
in 2024
Luxembourg rank
1st
United States rank
3rd

Insurance indicators β€” Penetration over time

  • Luxembourg
  • United States
01020304050198320032024

How they compare

Luxembourg currently reports 32.99 Percentage of GDP against 12.68 Percentage of GDP in United States, a difference of 20.31 Percentage of GDP.

That makes Luxembourg's figure about 2.6 times United States's.

The two have swapped places 1 time across 42 shared years of data; in 1983 it was United States ahead.

Luxembourg ranks 1st and United States ranks 3rd of 52 countries.

Across the 5 decades both report, Luxembourg averaged higher in 4 and United States in 1.

Head to head by decade

Decade Luxembourg United States Difference Ahead
1980s 2.75 Percentage of GDP 7.44 Percentage of GDP 4.69 Percentage of GDP United States
1990s 14.27 Percentage of GDP 9.81 Percentage of GDP 4.46 Percentage of GDP Luxembourg
2000s 29.79 Percentage of GDP 10.47 Percentage of GDP 19.33 Percentage of GDP Luxembourg
2010s 37.67 Percentage of GDP 11.04 Percentage of GDP 26.63 Percentage of GDP Luxembourg
2020s 32.08 Percentage of GDP 12.16 Percentage of GDP 19.92 Percentage of GDP Luxembourg

Averages of every year both report within each decade.

Frequently asked questions

Which has higher insurance indicators β€” penetration, Luxembourg or United States?
Luxembourg, at 32.99 Percentage of GDP against 12.68 Percentage of GDP in United States as of 2024.
What is the difference in insurance indicators β€” penetration between Luxembourg and United States?
20.31 Percentage of GDP, with Luxembourg ahead.
How many years of comparable data are there for Luxembourg and United States?
42 years are reported by both, from 1983 to 2024.
How do Luxembourg and United States rank globally for insurance indicators β€” penetration?
Luxembourg ranks 1st and United States ranks 3rd of 52 countries.
Where does this data come from?
Organisation for Economic Co-operation and Development, published as Insurance indicators β€” Penetration. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Luxembourg vs United States: Insurance indicators β€” Penetration. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 19 August 2026, from https://reference.statizoid.com/compare/insurance-indicators-penetration/luxembourg/united-states/

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About this data

Indicator
Insurance indicators β€” Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.