Germany vs Malaysia: Insurance indicators — Penetration

Germany
5.91 Percentage of GDP
in 2024
Malaysia
4.63 Percentage of GDP
in 2023
Germany rank
18th
Malaysia rank
21st

Insurance indicators — Penetration over time

  • Germany
  • Malaysia
02468198320032024

How they compare

Germany currently reports 5.91 Percentage of GDP against 4.63 Percentage of GDP in Malaysia, a difference of 1.28 Percentage of GDP.

That makes Germany's figure about 1.3 times Malaysia's.

Across all 12 years both countries report, Germany has been ahead every year.

Germany ranks 18th and Malaysia ranks 21st of 52 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Germany Malaysia Difference Ahead
2010s 6.33 Percentage of GDP 4.61 Percentage of GDP 1.72 Percentage of GDP Germany
2020s 6.17 Percentage of GDP 4.71 Percentage of GDP 1.45 Percentage of GDP Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher insurance indicators — penetration, Germany or Malaysia?
Germany, at 5.91 Percentage of GDP against 4.63 Percentage of GDP in Malaysia as of 2024.
What is the difference in insurance indicators — penetration between Germany and Malaysia?
1.28 Percentage of GDP, with Germany ahead.
How many years of comparable data are there for Germany and Malaysia?
12 years are reported by both, from 2012 to 2023.
How do Germany and Malaysia rank globally for insurance indicators — penetration?
Germany ranks 18th and Malaysia ranks 21st of 52 countries.
Where does this data come from?
Organisation for Economic Co-operation and Development, published as Insurance indicators — Penetration. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs Malaysia: Insurance indicators — Penetration. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 19 August 2026, from https://reference.statizoid.com/compare/insurance-indicators-penetration/germany/malaysia/

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About this data

Indicator
Insurance indicators — Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.